Roof Warranties: What You Need to Know About the Coverage of a Typical Roof Warranty?
An effective roof warranty is essential for the long-term protection of your roofing system. The type of roofing system policy chosen will determine the expected warranty coverage. But understanding, exactly, how these warranties work could be quite challenging. Read on to understand what aspects are usually covered and excluded by most typical warranties.
What it Covers
Here are some of the common aspects covered by most typical roof warranties, but some may require an extra fee:
1. High Winds
Different high winds coverage exist for different wind speeds. Look for the relevant wind gust upgrades, especially if your property is located in areas prone to hurricanes or high winds. You may also need to add more enhancements to your roof system to enhance the strength. For your safety when accessing the roof and its contents, install proper fall protection, such as a wind resistant roof safety barrier to avoid preventable falls and injuries.
2. Hail Damage
If you’re living in a hail-prone area, a hail damage coverage can be the best upgrade for your cover. This will ensure your protection from the costs of repairing a hail damaged roof. You’ll incur an extra fee depending on the enhancements required.
3. Roof Leak Repairs
Leaking roofs are among the most common causes of roof failure. Most full system roof warranties cover the material and labour costs for leak repairs only if the leak causes fall under certain requirements. You may not be covered for leak repairs caused by hail, high winds, lightning, earthquakes, fire, vandalism, or negligent acts.
4. Roof Puncture
This is another warranty add-on that you can consider taking, especially if your roof system has high foot traffic. You may incur an extra charge for this coverage, but it’ll be worth it over time. Your roof’s membrane also has to be of a certain thickness to qualify for this cover upgrade.
What it Doesn’t Cover
It’s also important to know the aspects not covered by your warranty. Among the exceptions of most typical roof warranties include:
1. Acts of God
Most full roof warranties don’t cover items caused by acts of God, including floods, tornadoes, hail, and high winds (though extra coverage can be added for hail and high winds).
2. Ponding Water
Pools of water could remain on the roof after the rain has stopped, especially in flat roofs. Most warranties do not cover ponding water - though each roofing manufacturer has their own definition of “ponding water.” This also includes any issues that could result from ponding water, such as leaks and damages to the affected areas.
3. Improper or Unauthorised Roof Repairs
Your contractor could use improper repair methods or materials that may be against the manufacturer’s warranty. This will void the cover, and you’ll not be compensated for the costs incurred even if an authorised contractor fixes the roof. You may also incur extra costs to have the manufacturer come and inspect the newly fixed roof, and to reinstate the warranty. Unauthorised roof repairs could also void the warranty. Therefore, ensure to talk to your manufacturer before proceeding with the repairs or various unit installations.
You’ll hardly find a roof warranty covering the replacement of your roof system. The best you can find is one that covers the cost of materials but not the installation labour for the new roof.